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The State Bank of Pakistan has officially announced revised banking hours for Ramadan 2026. Every year, office timings are adjusted to facilitate both employees and customers observing the holy month. The updated schedule will apply to commercial banks, microfinance banks, and development finance institutions operating under SBP regulations.
These Ramadan timings are designed to ensure uninterrupted banking services while accommodating shorter working hours.
Ramadan Bank Timings 2026 – Official Schedule
According to the central bank’s circular, the working hours during Ramadan will be:
Monday to Thursday
- 9:00 AM to 3:00 PM (without break)
Friday
- 9:00 AM to 12:30 PM (without break)
These hours will remain effective throughout Ramadan 2026 and will revert to normal banking hours after Eid al-Fitr.
Which Institutions Will Follow SBP Ramadan Timings?
The revised schedule will apply to:
- All commercial banks are regulated by the SBP
- Islamic banks operating across Pakistan
- Microfinance banks
- Development finance institutions
- Banking courts and certain financial offices
Branches will continue to provide essential services such as cash deposits, withdrawals, remittances, online banking support, and ATM services.
Impact on Customers and Business Community
Ramadan timings are particularly important for:
- Business owners managing payroll and supplier payments
- Overseas Pakistanis sending remittances
- Individuals processing zakat or charity payments
- Customers handling account updates and financial transactions
Digital banking channels, including mobile apps and internet banking platforms, will remain operational 24/7 despite shorter branch hours.
Why SBP Adjusts Banking Hours in Ramadan
The State Bank revises office timings annually to:
- Support employees observing fasting
- Improve workflow efficiency
- Maintain smooth financial operations
- Ensure public convenience
The adjustment reflects the government’s broader administrative changes during Ramadan, when many public institutions operate on reduced hours.
After Ramadan – Return to Normal Schedule
Once Ramadan concludes and Eid-ul-Fitr is observed, all banks will resume regular working hours as per the standard SBP schedule.
Customers are advised to complete urgent financial transactions earlier in the day to avoid delays during peak Ramadan hours.
Ramadan 2026 banking hours ensure a balance between religious observance and financial stability. With clear guidance from the State Bank of Pakistan, customers and businesses can plan their transactions smoothly throughout the holy month.